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	<title>gonnalearn.com &#187; eCommerce</title>
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	<description>What are you going to learn today?</description>
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		<title>EU Council adopts directive to harmonise consumer rights in distance purchases</title>
		<link>http://www.gonnalearn.com/2011/10/11/directive-consumer-rights-distance-purchases/</link>
		<comments>http://www.gonnalearn.com/2011/10/11/directive-consumer-rights-distance-purchases/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 14:38:37 +0000</pubDate>
		<dc:creator>Stephan</dc:creator>
				<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[cross-border selling]]></category>
		<category><![CDATA[directive]]></category>
		<category><![CDATA[distance purchases]]></category>
		<category><![CDATA[distance selling]]></category>
		<category><![CDATA[ecommerce]]></category>
		<category><![CDATA[european union]]></category>

		<guid isPermaLink="false">http://www.gonnalearn.com/?p=299</guid>
		<description><![CDATA[After more than five years of consultations and discussions, the Council of the European Union has finally adopted a new directive harmonising "consumer rights in distance (including on-line) and off-premises purchases" (press release (PDF) and directive (PDF), hat tip to heise.de).

Despite the talk about "better protection of consumer rights", I believe that the central ...]]></description>
			<content:encoded><![CDATA[<p>After more than five years of consultations and discussions, the Council of the European Union has finally adopted a new directive harmonising &#8220;consumer rights in distance (including on-line) and off-premises purchases&#8221; (<a href="http://www.consilium.europa.eu/press/press-releases/latest-press-releases/newsroomloaddocument.aspx?id=&#038;lang=en&#038;directory=en%2Fintm%2F&#038;fileName=124997.pdf" title="Better protection of consumer rights in distance (including on-line) and off-premises purchases">press release (PDF)</a> and <a href="http://register.consilium.europa.eu/pdf/en/11/pe00/pe00026.en11.pdf" title="2008/0196 (COD) ">directive (PDF)</a>, hat tip to <a href="http://www.heise.de/newsticker/meldung/EU-vereinheitlicht-Verbraucherrechte-im-Fernhandel-1354583.html" title="Heise Online News">heise.de</a>).</p>
<p>Despite the talk about &#8220;better protection of consumer rights&#8221;, I believe that the central problem this directive is meant to fix is the following:</p>
<blockquote><p>The cross-border potential of distance selling, which should be one of the main tangible<br />
results of the internal market, is not fully exploited.
</p></blockquote>
<p>Not fully exploited? You could blame the fact that the common market does not have a common language or that cross-border shipping costs are frequently ridiculously high, but a lot of the blame most certainly goes to the EU and the member states for having introduced diverging national versions of previous directives relating to &#8220;distance selling&#8221;.</p>
<p>Just to mention two obvious issues, a trader who wanted to sell to all EU member states had to deal with a period for the right of withdrawal which could be anywhere from 7 days to 15 days and with different regulations concerning the reimbursement of return shipping costs. Some countries went completely over the top: Germany introduced not just a right of withdrawal, but also an alternate &#8220;right of return&#8221; (which of course was almost the same thing, but not quite) and a unique exemption for the reimbursement of return shipping costs of orders under 40€ (only valid under certain circumstances) &#8211; and that&#8217;s just scratching the surface of this mess.</p>
<p>Therefore, as someone who works for small company which sells across borders every day and also as a consumer who often has to deal with merchants who &#8211; understandably &#8211; say &#8220;no thanks&#8221; and refuse to sell to countries other than their own, I do welcome this new harmonised directive. However, I&#8217;m a bit appalled that the member states are being given two further years to &#8220;incorporate the new rules into their domestic legislation&#8221;.</p>
<p>This lack of urgency to actually make the internal market work is &#8211; in my humble opinion &#8211; at the root of many of the EU&#8217;s current severe problems.</p>
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		<title>Google Merchant Center – victime de son succès?</title>
		<link>http://www.gonnalearn.com/2011/01/21/google%c2%a0merchant%c2%a0center-%e2%80%93-victime-de-son-succes/</link>
		<comments>http://www.gonnalearn.com/2011/01/21/google%c2%a0merchant%c2%a0center-%e2%80%93-victime-de-son-succes/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 15:41:39 +0000</pubDate>
		<dc:creator>Stephan</dc:creator>
				<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Google Merchant Center]]></category>
		<category><![CDATA[Google Shopping France]]></category>

		<guid isPermaLink="false">http://www.gonnalearn.com/?p=260</guid>
		<description><![CDATA[Le lancement de Google Shopping a rencontré un grand succès. Les ouvertures de compte ont été nombreuses, ce qui a rallongé les délais d’évaluation de chaque flux.  Votre flux sera évalué dans les prochaines semaines.

C'est donc l'évaluation manuelle et le success de Google Merchant Center qui ont causé les délais.]]></description>
			<content:encoded><![CDATA[<p>&#8220;<strong>En attente d&#8217;évaluation</strong>&#8220;, c&#8217;est le statut des tous nos produit sur Google Merchant Center depuis fin novembre. Évidemment, ce statut est meilleur que &#8220;refusé&#8221;, mais quand nous avons transféré notre fichier nous avons eu l&#8217;espoir de voir nos <a href="http://www.balances.lu" title="Balance électronique">balances électroniques</a> sur <a href="http://www.google.fr/products">Google Shopping</a> avant Noël 2010.</p>
<p>Notre situation ne semble pas être unique: il y a plusieurs posts de marchands inquiets sur les divers forums d&#8217;aide de Google. Sans forum spécifique pour Google Merchant Center, les réponses des collaborateurs  de Google ne sont pas très utiles, mais un des marchands a publié le 04.01.2011 <a href=" http://www.google.fr/support/forum/p/webmasters/thread?tid=61bffaa339b5bb68&#038;hl=fr">une réponse reçue par e-mail</a>:</p>
<blockquote><p>Le lancement de Google Shopping a rencontré un grand succès. Les ouvertures de compte ont été nombreuses, ce qui a rallongé les délais d’évaluation de chaque flux. […] Votre flux sera évalué dans les prochaines semaines.</p></blockquote>
<p>C&#8217;est donc l&#8217;évaluation manuelle et le success de Google Merchant Center qui ont causé les délais. Il serait une bonne idée pour Google de publier cette information de forme plus visible pour éviter d&#8217;être inondé avec des messages de marchands préoccupés par le délai.</p>
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		<title>Add watermarks with transparent background in Nitro PDF</title>
		<link>http://www.gonnalearn.com/2009/04/08/watermarks-transparent-background-nitro-pdf/</link>
		<comments>http://www.gonnalearn.com/2009/04/08/watermarks-transparent-background-nitro-pdf/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 14:17:17 +0000</pubDate>
		<dc:creator>Stephan</dc:creator>
				<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Software]]></category>
		<category><![CDATA[nitro pdf]]></category>
		<category><![CDATA[pdf]]></category>
		<category><![CDATA[transparency]]></category>
		<category><![CDATA[watermark]]></category>

		<guid isPermaLink="false">http://www.gonnalearn.com/?p=205</guid>
		<description><![CDATA[Adding a watermark to a PDF file is easy in Nitro PDF, but if you want the watermark to have a transparent background, things get a little more complicated.

I wanted to add our logo to a brochure so that visitors of our scales and balances shop would have a way of telling from where ...]]></description>
			<content:encoded><![CDATA[<p>Adding a watermark to a PDF file is easy in <a title="Nitro PDF software" href="http://www.nitropdf.com/" target="_blank">Nitro PDF</a>, but if you want the watermark to have a transparent background, things get a little more complicated.</p>
<p>I wanted to add our logo to a brochure so that visitors of our scales and <a title="Pèse-colis, balance poids-prix, balance comptoir" href="http://www.balances.lu" target="_blank">balances shop</a> would have a way of telling from where they had downloaded the brochure. This particular brochure had backgrounds in several colors, which is why the logo itself needed to have a transparent background.</p>
<p>Unfortunately, Nitro PDF Professional does not recognize the transparent background in image files (tested with version <img src="file:///C:/Users/user/AppData/Local/Temp/moz-screenshot.jpg" alt="" />5.5.1.3). The watermark has to be a PDF file to have a transparent background.To make matters worse, the simple graphics editor I had used years ago to create the logo had no PDF export option.</p>
<h3>Here&#8217;s the workaround I used:</h3>
<p>1. Export the logo in an image format that supports transparency (I used PNG):</p>
<p><img class="alignnone size-full wp-image-206" title="pdf-watermark-1" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-1.gif" alt="pdf-watermark-1" width="480" height="516" /></p>
<p>2. Open the image with OpenOffice Draw (<a title="OpenOffice Draw" href="www.openoffice.org/product/draw.html" target="_blank">open source, free download here</a>):</p>
<p><img class="alignnone size-full wp-image-207" title="pdf-watermark-2" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-2.gif" alt="pdf-watermark-2" width="480" height="451" /></p>
<p>3. Export as PDF:</p>
<p><img class="alignnone size-full wp-image-208" title="pdf-watermark-3" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-3.gif" alt="pdf-watermark-3" width="393" height="284" /></p>
<p>4. In Nitro PDF, choose <em>Insert and Edit &gt; Watermark &gt; Manage Watermarks &amp; Backgrounds</em>:</p>
<p><img class="alignnone size-full wp-image-209" title="pdf-watermark-4" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-4.gif" alt="pdf-watermark-4" width="480" height="320" /></p>
<p>5. Create a new profile and add a PDF watermark:</p>
<p><img class="alignnone size-full wp-image-210" title="pdf-watermark-5" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-5.gif" alt="pdf-watermark-5" width="479" height="339" /></p>
<p>6. Choose the PDF file created in step 3 and adjust the settings to place the watermark where you want it. Don&#8217;t forget to choose <em>Open a web link</em> under <em>Action</em> if you want the watermark to be clickable:</p>
<p><img class="alignnone size-full wp-image-211" title="pdf-watermark-6" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-6.gif" alt="pdf-watermark-6" width="480" height="290" /></p>
<p>7. Apply the watermark to the document:</p>
<p><img class="alignnone size-full wp-image-212" title="pdf-watermark-7" src="http://www.gonnalearn.com/wp-content/uploads/2009/04/pdf-watermark-7.gif" alt="pdf-watermark-7" width="480" height="415" /></p>
<p>As you can see, it looks pretty good on a blue background, too. <img src='http://www.gonnalearn.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Note: You can move individual watermarks around using the Edit tool, but the clickable area does not seem to move with them.</p>
<h3>External links:</h3>
<ul>
<li><a title="Nitro PDF software" href="http://www.nitropdf.com/" target="_blank">Nitro PDF Professional</a></li>
<li><a title="OpenOffice Draw" href="www.openoffice.org/product/draw.html" target="_blank">OpenOffice Draw</a></li>
<li><a title="Pèse-colis, balance poids-prix, balance comptoir" href="http://www.balances.lu" target="_blank">balances.lu (in French)</a></li>
</ul>
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		<title>Did Google steal your Christmas?</title>
		<link>http://www.gonnalearn.com/2009/01/13/did-google-steal-your-christmas/</link>
		<comments>http://www.gonnalearn.com/2009/01/13/did-google-steal-your-christmas/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 14:41:38 +0000</pubDate>
		<dc:creator>Stephan</dc:creator>
				<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[google adwords]]></category>
		<category><![CDATA[search partners]]></category>

		<guid isPermaLink="false">http://www.gonnalearn.com/?p=194</guid>
		<description><![CDATA[El Reg thinks Google's business model is meltdown proof - if Google needs more revenue, they can just come up with a way to display your ads more often. While I still think Google Adwords is great marketing tool for almost every business, I agree you have to keep a close eye on your ...]]></description>
			<content:encoded><![CDATA[<p><a title="El Reg: How the Google stole Christmas" href="http://www.theregister.co.uk/2009/01/12/how_the_google_stole_christmas/" target="_blank">El Reg thinks Google&#8217;s business model is meltdown proof</a> &#8211; if Google needs more revenue, they can just come up with a way to display your ads more often. While I still think Google Adwords is great marketing tool for almost every business, I agree you have to keep a close eye on your campaigns.</p>
<p>Some checkboxes you might consider turning off in your campaign settings:</p>
<ul>
<li><a title="El Reg: Screwgle - Google's new ad revenue model" href="http://www.theregister.co.uk/2008/07/28/google_expands_automatic_matching/" target="_blank">Automatic matching</a> (<a title="Google Adwords: How can I opt in to advanced matching?" href="http://adwords.google.com/support/bin/answer.py?answer=86769" target="_blank">not available in all countries</a>)</li>
<li>iPhone ads</li>
<li>Search Partners</li>
</ul>
<p><img class="alignnone size-full wp-image-198" title="google-adwords-1" src="http://www.gonnalearn.com/wp-content/uploads/2009/01/google-adwords1.gif" alt="google-adwords-1" width="406" height="255" /></p>
<p>Search Partners? Why wouldn&#8217;t I want Google to show my ads on sites like Google product search, ask.com and aol? Well, because they&#8217;re showing on ebay, too, even though <a title="Google Adwords: Where will my ads appear?" href="http://adwords.google.com/support/bin/answer.py?hl=en&amp;answer=6119" target="_blank">Google doesn&#8217;t mention this in Adwords help</a>.</p>
<p>I asked Google last year and got this reply:</p>
<p>&#8220;Our global search network includes Google Product Search, Google Groups, and search sites such as AOL, Ask.com, ebay.com/ebay.de and shopping.com.&#8221;</p>
<p>An no, you can&#8217;t chose certain sites, it&#8217;s all or nothing.</p>
<p>In our case, &#8220;nothing&#8221; was the right choice. Ebay customers are not our target market and we actually stopped selling on Ebay years ago. Why would we want to display ads there?</p>
<p>Instead of throwing tons of money at Google Adwords, we restricted spending to a sensible level, redesigned our <a title="Waagen von A&amp;D, Adam Equipment, Ohaus, Soehnle Professional..." href="http://www.waagen.lu" target="_blank">main online shop</a> and invested some time into SEO. The result? December turnover increased by 50% in comparison to last year while costs for Adwords decreased by 57%.</p>
<p>No, Google did not steal our Christmas. <img src='http://www.gonnalearn.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>Good news from Paypal and Moneybookers</title>
		<link>http://www.gonnalearn.com/2007/11/01/good-news-from-paypal-and-moneybookers/</link>
		<comments>http://www.gonnalearn.com/2007/11/01/good-news-from-paypal-and-moneybookers/#comments</comments>
		<pubDate>Thu, 01 Nov 2007 21:38:45 +0000</pubDate>
		<dc:creator>Stephan</dc:creator>
				<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[Luxembourg]]></category>

		<guid isPermaLink="false">http://wp1079877.vwp0243.webpack.hosteurope.de/wordpress/?p=25</guid>
		<description><![CDATA[It was a bizarre situation: Paypal had acquired a bank license and transferred its headquarters  to Luxembourg and still, if you were a Paypal customer in Luxembourg, your only option was to withdraw funds to a U.S. bank account or to spend them. Withdrawal to a local bank account or to an account in ...]]></description>
			<content:encoded><![CDATA[<p>It was a bizarre situation: <a href="http://www.paypal.com" title="Paypal.com"><strong>Paypal</strong></a> had acquired a bank license and transferred its headquarters  to Luxembourg and still, if you were a Paypal customer <strong>in Luxembourg</strong>, your only option was to withdraw funds to a U.S. bank account or to spend them. Withdrawal to a local bank account or to an account in another EU member state? No way.</p>
<p>At least, that used to be the situation until&#8230;  well, I have no idea when they actually changed this, but anyhow: It&#8217;s finally possible to withdraw money to a bank account in Luxembourg!</p>
<p><img src="http://www.gonnalearn.com/wp-content/uploads/2007/11/paypal_luxembourg.gif" alt="Paypal - withdraw funds in Luxembourg" /></p>
<p>As you can see, you can alternatively withdraw funds to a credit/debit card (this feature had been announced on the <a href="http://www.thepaypalblog.com/weblog/2007/09/paypal-introduc.html" title="Paypal Blog">Paypal Blog</a> in September).</p>
<p>I&#8217;m just glad I didn&#8217;t go through the trouble of establishing a bank account in the U.S. just to be able to withdraw funds.</p>
<p align="center">***</p>
<p>In other &#8220;news that I apparently missed&#8221;, Paypal competitor <strong>Moneybookers</strong> [<a href="https://www.moneybookers.com/app/?rid=274314" title="Moneybookers.com">affiliate link</a>] is allowing merchants to accept payments with the French <a href="http://www.carte-bleue.com" title="Carte Bleue Official Website (French)"><strong>Carte Bleue</strong></a>. As far as I know, this is the first and only option to accept the Carte Bleue without the need to establish a merchant account (compte commerçant) with a French bank.</p>
<p>While most Carte Bleues (&gt;90%?) are nowadays co-branded with the Visa logo, giving potential customers in France the additional option of using the Carte Bleue Nationale sounds like a good idea to me, especially if the implementation is as simple as it is with Moneybookers.</p>
<p>I&#8217;m about to change my company&#8217;s online shops&#8217; payment pages and might post again in a few weeks about the acceptance of Moneybooker&#8217;s Carte Bleue payment option.</p>
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